Whether you need a proven loan origination solution, a servicing back end, or a complete end-to-end system, Vergent has the loan management software solutions to power your lending business. With powerful features like Customer and Retail Portals, AI decisioning, flexible workflows, 400+ reports, and 80+ integration partners, we’ve got you covered through every step of managing a loan and your business.
Simply add the functionality you need and invest only in the tools that contribute to your success. The efficiency and flexibility of our loan software solutions are your competitive advantage.
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What we can help you achieve
Origination | Servicing | Products | Marketing | Reporting | Accounting
Vergent LMS Revolutionizes the Entire Lending Lifecycle
Get the industry’s best technology from the team that knows how to help you succeed.
We understand the complexities of Lending. Our team has a combined total of 160+ years of lending experience. Combining that with our lending software development expertise, we built a software designed to shatter legacy systems. Our commercial lending software solutions are designed to meet the specific needs and unique demands of your lending environment. Configurability paired with cutting-edge technology offers a sophistication only available through Vergent.
Enhance your business with loan management solutions that offer more functionality out of the box than anything else on the market. As for good service, we back the claim up with metrics that hundreds of satisfied customers swear by. Find out more by contacting us today.
Loan
Origination
Loan Origination
- Vergent offers an advanced loan origination system, featuring AI-powered automation and the business intelligence required for a true fintech experience.
- Start offering a superior customer experience, whether in-person or completely digital.
- Allow your workflow to seamlessly underwrite, approve, and fund your loans and limit the need for manual processes. Automate time-consuming and labor-intensive processes to tremendously increase efficiency and productivity.
Loan
Servicing
Loan Servicing
- Vergent provides the last servicing software you’ll ever need. Designed to shatter legacy systems and adapt to an ever-changing regulatory environment.
- Whether your customers prefer to send texts, call over the phone, or send emails, Vergent allows you to engage your customers from anywhere.
- Built-in customer portals for retail sales and dealers as well as support for centralized servicing provides unparalleled customer service.
End-to-End
Technology
End-to-End Technology
- Vergent offers the most robust and cost-effective loan origination software and servicing technology available on the market today.
- The platform is configured for your industry, but further configurable to meet any operational or regulatory requirement.
- By combining origination and servicing capabilities, efficiency is built into the platform. There is no need to sacrifice functionality when utilizing a single platform solution.
Reporting &
Data Analysis
Reporting & Data Analysis
- The user-friendly and fully customizable reports dashboard makes regular scheduling and delivery of reports easy.
- With 200+ ADHOC reports and a custom Report Builder to create more, you have complete access to the data you need.
- Tracking loans requires fast and accurate data. Vergent’s real-time reporting puts your entire portfolio at your fingertips.
Streamlined
Accounting
Streamlined Accounting
- Developed by on-staff accountants, seamless integrations and automation make it easy to get important financial business data out of the Vergent consumer lending software and into your accounting package through its General Ledger Export feature.
- Vergent offers access to an expert team of CPA-led client accountants.
- Business, Operations, and Analytical reports are system-delivered for daily and Month-end reporting.
Omnichannel
Marketing
Omnichannel Marketing
- Vergent’s AI and machine learning tools make it easy to enhance your marketing and customer retention strategy.
- Every interaction with a customer is conveniently stored in customer profiles. With this data, Vergent allows you to gain insight into your customer base and the most effective ways to market to them.
- Automated marketing funnels via text or email enhances your brand loyalty.
How Automation and AI Decisioning Accelerate Your Lending Operations
By automating many aspects of your digital lending workflow, Vergent eliminates manual handoffs at each phase. This means you can get rid of endless email chains, inefficient paper routing, and tedious spreadsheet tracking. Rules-based triggers move your loans from origination to underwriting to funding automatically while maintaining a complete audit trail.
At the same time, our Ai-powered decisioning engines analyze borrower data against configurable rule sets to deliver credit decisions in real-time. Vergent’s loan management system can cut underwriting time from days to a matter of minutes while ensuring criteria remains consistent across every application. This is crucial when operating at high volumes where manual review cannot scale. Financial institutions that embrace automation for loan processing can experience a decrease in loan approval times of up to 70%, according to research from Cflow. Database automation reduces the processing time for loan applications by up to 80%, per the results of a study conducted by Kissflow.
With Vergent, you can define the rules, triggers, and approval paths that match your policies. The system handles all the routing, notifications, and compliance checks automatically so your teams can turn their attention elsewhere.
Regulatory Compliance and Security in Lending Software
You need a lending software platform built to support compliance across multiple areas, including state-specific regulations, federal requirements such as TILA and GLBA, fair lending rules, and data privacy standards. Because these are always changing and evolving, your software also must be able to keep up with a high degree of configurability.
The problem is compounded for lenders who operate in multiple states. They must juggle different rate caps, disclosure requirements, licensing rules, and collection practices all at the same time. This means software with hard-coded compliance rules must undergo costly updates every time any of these rules change.
Vergent offers a solution thanks to configurable compliance rules that you can adjust by state, product type, and borrower segment. All of this is backed up by 24/7 implementation and support that ensures your configurations align with the current requirements. Our software also provides robust security that is SOC 1, 2, and 3 certified to safeguard consumers’ personal and financial information.
Intelligent Lending. Simplified.
Equipping lenders with the most configurable, omnichannel fintech solution available.