Small Dollar Loan Software for Lenders

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Equipping small dollar and subprime lenders with the most configurable, omnichannel fintech solution available.

No other short-term loan software platform makes it as easy to run your small dollar lending or line of credit business, efficiently and profitably. Vergent is dedicated to delivering the most advanced technologies in the fintech lending space. These technologies allow you to provide an extraordinary digital experience for your customers. Automated marketing campaigns develop brand awareness and make customer retention simple. Grow your business geographically or digitally, all in one comprehensive installment loan software.

Streamlined Processes

Automate your processes to enable instant and accurate decisioning. Providing efficiencies to your staff ensures a better overall customer experience.


Vergent’s installment loan management software offers the largest suite of small dollar and subprime loan products on the market. Choose from installments, line of credit, payday, title lending and more.

Omni-Channel Marketing

Vergent LMS provides the most robust and comprehensive omnichannel lending experience so you can engage with your customers anywhere.


Regulatory Compliance becomes simplified when your software can easily manage the unpredictable environment.

What Our Clients Say

Love love love having Vergent's presence after a big release. Vergent LMS is what I use as an example of a true business partner. Seriously. I'm searching for a partner in another area and I use your behaviors as examples of what I expect. Thank you for setting the bar higher for everyone.

Jerald HornerCIO | TMX Finance Family of Companies

I have been in the lending industry for over 20 years and Vergent has the best storefront software by far. I have demoed every other loan management software out there and they don't come close to Vergent.

John KellerVice President/COO | Vulcan Lending I, LLC

Vergent has been a game-changer for our company. Truly cutting-edge technology, and their flexibility allows us to configure the software to fit our specific business needs.

Devin SmithCEO | DJS Enterprises

I have demoed and tried out many loan management programs before choosing Vergent LMS. Most systems were either outdated, difficult to scale, or did not fit our business processes right out of the box. Vergent LMS is always updating its software and is a leader in the lending space. Their sales and support staff are by far the best in the business. They are the friendliest people I have had the honor of working with.

Jorge UrbietaEVP/COO | SonAriz Financial

Software Built With Short Term Lenders in Mind

At Vergent, we understand how challenging doing business can be for small dollar lenders. Between keeping up with regulatory compliance, struggling with inefficient processes and staying on top of customer retention, there’s a lot to juggle. That’s why we developed our installment loan management system to take as much of the burden off your shoulders as possible. Our comprehensive multichannel solution provides you with end-to-end capabilities, combining multiple functionalities without sacrificing anything.

Using our installment loan servicing software means you can adapt quickly to your specific regulatory requirements. You also will be able to streamline your operations through AI-driven automation for many tasks. In addition, our platform keeps you in touch with your customers with automated email and text messaging as well as comprehensive data on every interaction. Best of all, it’s completely configurable so you can have all the functions that make the most sense for your needs.

Vergent Gives You Flexibility

When change is a constant risk, choose the right partner.