Lending Is Our Focus and Specialty

Our expertise keeps us in tune with your needs and industry requirements.

Loan Origination

Loan Origination

Our loan origination features are designed to be flexible, giving you the ability to customize loans for your customers. Whether the origination occurs in the branch or online, you control the loan model functionality, workflow processes and underwriting.

Loan Servicing

Loan Servicing

Vergent’s collection module displays daily servicing activity along with comprehensive customer history data. Automated email and text messaging campaigns can assist in servicing efforts, straight from the home screen. Vergent also offers centralized collections for internal corporate call centers.

Products

Products

With Vergent, you can customize product offerings per store, district, region, division, zone or state. We offer the widest variety of products in the industry, including traditional consumer lending, installment lending, lines of credit, flex loans and more. If you can lend it, we can manage it.

Marketing

Marketing

Vergent makes marketing easy and efficient. Automated email or text messages keep your customers engaged and help build loyalty. Automated marketing services include live check campaigns, credit availability reminders, birthday or holiday greetings, and new customer welcome messages.

Reporting

Vergent delivers real-time reporting at your fingertips. Our report suite includes lending, financial, customer, employee, and audit reporting – and the ability to customize reports. Analytical reporting is also available for discovering insights into the borrowing patterns of your customers.

Accounting

Accounting

Our financial reporting suite allows you to manage your business in real time, easily and efficiently. From basic reconciliation reporting to complex year-end reporting, our in-house CPAs have created a reporting suite to accommodate the needs of this vital part of your business.