EDGE is an end-to-end cash flow underwriting CRA that provides access to an optimized portfolio of bank data aggregators and risk analytics built by lenders for lenders for actionable insights into consumer creditworthiness.

Decision Logic


DecisionLogic is an information services company built around the predictive power of bank statements. As a leading provider of consumer and small business bank account and identity verification services for lenders and other financial institutions, DecisionLogic's Instant Account Verification (IAV) solution has become the industry gold standard.



CRS is the single platform for all credit, fraud, and compliance needs, helping companies make powerful, accurate data-driven decisions. We partner and integrate with Equifax, Experian, TransUnion, and other data providers to simplify vetting, compliance, and security processes. With CRS, unlock many data sources with a single API connection and gain a trusted partner to guide you every step of the way.


Plaid is focused on innovating financial services through technology. Plaid builds consumer experiences and intelligent tools which allow lenders to verify their borrowers' assets.

iQ Decision Engine

iQ Decision Engine automates lending decisions using cutting-edge scoring models that help you evaluate risk, reduce fraud, and identify the best leads. You'll have an all-in-one package that delivers decisions in seconds, using data from trusted sources, including TransUnion, Experian, Clarity, Microbilt, Decision Logic, LexisNexis, Teletrack, and Factor Trust.

Experian, PLC

Experian, PLC is a consumer credit reporting agency. Experian collects and aggregates information on more than one billion people and businesses, including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

Equifax Inc

Equifax Inc. is a consumer credit reporting agency. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide.



TransUnion is a consumer credit reporting agency. TransUnion collects and aggregates information on more than one billion individual consumers in over thirty countries, including 200 million files profiling nearly every credit-active consumer in the United States.



Veritec tracks real-time transactions, giving regulatory agencies the ability to make instantaneous decisions with that intel. From verifying an eligible transaction to warning or stopping a fraudulent one, this ensures point-of-sale is 100% compliant with minimal burden to the state or licensee/business.



ValidiFI is a digital platform provider using financial, employment, and phone data for account opening, management, payment facilitation, risk mitigation, and compliance. Our data and technologies improve offerings, operational efficiencies, reduce risk, and automate the digital process.