Decision Logic


DecisionLogic is an information services company built around the predictive power of bank statements. As a leading provider of consumer and small business bank account and identity verification services for lenders and other financial institutions, DecisionLogic's Instant Account Verification (IAV) solution has become the industry gold standard.



CRS is the single platform for all credit, fraud, and compliance needs, helping companies make powerful, accurate data-driven decisions. We partner and integrate with Equifax, Experian, TransUnion, and other data providers to simplify vetting, compliance, and security processes. With CRS, unlock many data sources with a single API connection and gain a trusted partner to guide you every step of the way.


Plaid is focused on innovating financial services through technology. Plaid builds consumer experiences and intelligent tools which allow lenders to verify their borrows’ assets.

iQ Decision Engine

iQ Decision Engine automates lending decisions using cutting-edge scoring models that help you evaluate risk, reduce fraud, and identify the best leads. You’ll have an all-in-one package that delivers decisions in seconds, using data from trusted sources, including TransUnion, Experian, Clarity, Microbilt, Decision Logic, LexisNexis, Teletrack, and Factor Trust.

Experian, PLC

Experian, PLC is a consumer credit reporting agency. Experian collects and aggregates information on more than one billion people and businesses, including 235 million individual U.S. consumers and more than 25 million U.S. businesses.

Equifax Inc

Equifax Inc. is a consumer credit reporting agency. Equifax collects and aggregates information on over 800 million individual consumers and more than 88 million businesses worldwide.



TransUnion is a consumer credit reporting agency. TransUnion collects and aggregates information on more than one billion individual consumers in over thirty countries, including 200 million files profiling nearly every credit-active consumer in the United States.



ValidiFI is a digital platform provider using financial, employment, and phone data for account opening, management, payment facilitation, risk mitigation, and compliance. Our data and technologies improve offerings, operational efficiencies, reduce risk, and automate the digital process.

Trust Science

Trust Science

Trust Science combines alternative data and AI/ML to generate an alternative credit score, that significantly outperforms traditional credit scoring methods.



MicroBilt is a recognized pioneer in credit, alternative credit and risk management. MicroBilt products cover the full cycle of business from vetting to originations to recovery. And every MicroBilt product is delivered through a single, easy-to-use portal that can be customized to your business needs.