MicroBilt

MicroBilt Integration with Vergent LMS MicroBilt is an alternative credit data and risk management provider that helps businesses evaluate consumers using credit decisioning, verification, identity, bank account, compliance, and fraud-related data. The company supports alternative credit, traditional credit, bank account verification, instant bank verification, identity verification, OFAC screening, watchlist searches, SSN validation, email validation, and other risk review tools. Within Vergent LMS, MicroBilt supports fraud and underwriting functionality for lenders that need access to borrower data and verification tools as part of the lending process. This integration helps lending organizations review applicant information, verify identity details, assess account information, support credit decisioning, and keep underwriting activity connected within the loan lifecycle. For consumer finance companies, installment lenders, online lenders, and other lending organizations, alternative credit data and verification tools can help provide a clearer view of borrower risk. MicroBilt gives lenders access to data that can support thin-file borrowers, bank verification, fraud review, compliance checks, and more informed credit decisions. By connecting MicroBilt with Vergent LMS, lenders can reduce disconnected verification processes, improve visibility into borrower risk, and support more consistent underwriting workflows. This helps lending teams make faster, more informed decisions while keeping key data activity connected inside Vergent. MicroBilt fits within Vergent’s fraud and underwriting partner ecosystem. MicroBilt describes itself as an alternative credit data and risk management platform with products for bank account verification, identity verification, traditional credit, OFAC, watchlist search, and SSN validation. (MicroBilt Corporation)