Lending Glossary
Clear definitions for loan origination, servicing, payments, compliance, collections, and modern lending technology.
All Glossary Terms
- ACH Payments
- Adverse Action Notice
- Ag Lending
- Agentic AI
- Agentic Loan Servicing
- Alternative Lending
- Amortization
- Annual Percentage Rate (APR)
- Anti-Money Laundering (AML)
- API Integration
- API-First Architecture
- Audit Trail
- Automated Loan Workflows
- Automated Underwriting
- Balloon Payment
- Bank Account Verification
- Banking as a Service (BaaS)
- BNPL (Buy Now, Pay Later)
- Borrower Portal
- Buy Here Pay Here (BHPH)
- CARD Act
- Card Issuing Platform
- Cash Flow Lending
- Centralized Finance (CeFi)
- Charge-Offs
- Chargeback
- Closed-End Credit
- Collections Software
- Compliance Reporting
- Construction Lending
- Consumer Financial Protection Bureau (CFPB)
- Core System Integration
- Credit Bureau Reporting
- Credit Risk Assessment
- Crypto Lending
- Customer Portal
- Debt Rescheduling
- Debt-to-Income Ratio (DTI)
- Decentralized Finance (DeFi)
- Decisioning Engine
- Default
- Delinquency
- Direct Auto Lending
- Document Verification
- Earned Wage Access (EWA)
- Embedded Finance
- End-to-End Lending Platform
- Equipment Financing
- Escrow
- Fair Credit Reporting Act (FCRA)
- Fair Debt Collection Practices Act (FDCPA)
- Fair Lending Practices
- First-Party Collections
- Forbearance
- Fraud Detection
- Grace Period
- Gramm-Leach-Bliley Act (GLBA)
- Hardship Program
- Healthcare Financing
- Identity Verification
- Indirect Auto Lending
- Installment Loan
- Issuing Processor
- Know Your Business (KYB)
- Know Your Customer (KYC)
- Ledger
- Legacy Banking Core
- Line of Credit
- Loan Application Workflow
- Loan Delinquency Management
- Loan Disbursement
- Loan Lifecycle Management
- Loan Management System (LMS)
- Loan Modification
- Loan Origination
- Loan Origination System (LOS)
- Loan Portfolio Reporting
- Loan Servicing
- Loan Servicing Software
- Loan-to-Value Ratio (LTV)
- Loss Given Default (LGD)
- Merchant Cash Advance (MCA)
- Notice of Right to Cure
- NSF Fee
- Online Lending
- Origination Fee
- Payment Processing
- Payment Reversal
- PCI Compliance
- Point-of-Sale Lending
- Portfolio Lender
- Prepayment Penalty
- Promise to Pay
- Promissory Note
- Real-Time Lending Data
- Recurring Payments
- Regulation B (ECOA)
- Regulation Z (TILA)
- Retail Credit
- Retail Portal
- Revenue-Based Financing (RBF)
- Revolving Credit
- Role-Based Access Control (RBAC)
- Secured Credit
- Servicemembers Civil Relief Act (SCRA)
- Small Dollar Lending
- SME Lending
- SOC 2 Type II
- Software as a Service (SaaS)
- Solar Lending
- Stablecoins
- Storefront Lending
- Synthetic Identity Fraud
- Telephone Consumer Protection Act (TCPA)
- Tenants
- Tribal Lending
- Truth in Lending Act (TILA)
- UDAAP
- Underwriting Automation
- Unsecured Credit
- Vertical SaaS
- Virtual Private Cloud (VPC)
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