Carleton

Carleton Integration with Vergent LMS Carleton provides configurable calculation solutions for lending and leasing applications. Its CarletonCalcs® suite includes payment calculation APIs, compliance validation APIs, and loan management calculation APIs designed to support product calculations while meeting lender, state, and federal compliance requirements. Within Vergent LMS, Carleton supports specialty provider functionality for lenders that need accurate loan calculations, payment schedules, disclosure values, APR validation, refund calculations, late charge calculations, non-sufficient funds charge calculations, and compliance-related computation workflows. This integration helps lending organizations keep calculation activity connected within the loan lifecycle. For consumer finance companies, installment lenders, auto lenders, and other lending organizations, calculation accuracy is critical for compliance, borrower transparency, and operational consistency. Carleton gives lenders access to calculation tools that can support loan origination, payment computations, Truth in Lending Act disclosure requirements, compliance validation, refund methods, and loan management calculations. By connecting Carleton with Vergent LMS, lenders can reduce manual calculation processes, improve consistency across loan products, and support more accurate lending workflows. This helps lending teams manage payment and compliance calculations more efficiently while keeping key loan calculation activity connected inside Vergent. Carleton fits within Vergent’s specialty provider partner ecosystem.