Teletrack

Teletrack Integration with Vergent LMS Teletrack, an Equifax company, is a specialty consumer reporting agency that provides non-traditional credit data and consumer insights for the alternative financial services industry. Equifax describes Teletrack as providing differentiated consumer insights that help clients make informed lending decisions and monitor existing loan portfolios. (Equifax Inc.) Within Vergent LMS, Teletrack supports fraud and underwriting functionality for lenders that need alternative credit data and borrower risk insights as part of the lending process. This integration helps lending organizations evaluate non-traditional borrowers, review credit risk, identify fraud concerns, support decisioning, and keep underwriting activity connected within the loan lifecycle. For consumer finance companies, installment lenders, payday lenders, online lenders, and other lending organizations, alternative credit data can help provide a clearer view of applicants who may have limited traditional credit history. Equifax describes Teletrack and DataX as providing non-traditional data on thin-file, unbanked, underbanked, and credit-rebuilding consumers. (assets.equifax.com) By connecting Teletrack with Vergent LMS, lenders can reduce disconnected credit review processes, improve visibility into borrower risk, and support more consistent underwriting workflows. This helps lending teams make more informed decisions while keeping key credit activity connected inside Vergent. Teletrack fits within Vergent’s fraud and underwriting partner ecosystem.