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Vergent LMS Partners with DecisionLogic to Offer Advanced Verification Services to Lenders


March 16, 2023

Vergent LMS, a premier fintech lending platform, will now offer advanced verification services and streamlined lending processes with its partner, DecisionLogic, a leading provider of consumer and small business bank account and identity verification services for lenders and other financial institutions.

Additionally, this partnership will offer lenders the capability to authenticate a borrower’s identity, bank account number, and real-time balance. Furthermore, the service furnishes lenders with a comprehensive year-long transaction history of borrowers’ bank accounts, supported by state-of-the-art analytics, thus establishing an industry standard. Consequently, through this automated real-time process, lenders are empowered to make swift and precise decisions crucial to the success of their borrowers.

We are thrilled to formally launch our partnership with Vergent and solidify the premiere Instant Bank Verification and Identify Verification product in market for subprime lenders, said Terri Goddard, EVP of Client Success at DecisionLogic. Vergent’s cutting-edge platform excels in management, aligning with top-notch customer support, dedication to data quality, and seamless experiences for lenders and borrowers.

Vergent offers lenders a full range of APIs for seamless integration, along with a streamlined lender portal for efficient processes and support. Borrowers benefit by receiving live support via phone, chat, or email. This partnership will create a user-friendly experience that eliminates the need for an account or routing number.

Were excited to be partnering with DecisionLogic to further assist our clients with their business goals, said Scott Putnam, CEO of Vergent. This collaboration brings a top-tier feature, elevating customer service and fulfilling automation requirements for both lenders and borrowers.

About Vergent Loan Management Software

Vergent Loan Management Software (Vergent LMS) provides an omnichannel lending solution for lending institutions and financial services organizations. Based out of Texas and Mississippi, Vergent offers an end-to-end solution for consumer, small-dollar, auto, and online lenders. Founded in 2006, the company serves lenders in the U.S., Canada, Mexico, and Central America. With over $690 billion serviced and 20,000 active users, Vergent offers lenders an intuitive software that seamlessly adapts to any business. To learn more about Vergent LMS, go to

About DecisionLogic

DecisionLogic is an information services company built around the predictive power of bank statements. As a prominent provider of consumer and small business bank account and identity verification services, we cater to lenders and various financial institutions. We pioneered this technology, mastering bank statements. Our Instant Account Verification (IAV) solution is now the industry’s gold standard. Our commitment to stand behind every bank statement is unmatched in FinTech.