Vergent is a complete loan management software solution.

Our product is designed to meet the specific needs and unique and demanding regulatory environment of consumer lending. Vergent has custom loan modules, robust reporting, integrated partner features and built-in compliance tools. It is built, supported and enhanced by industry leaders, backed by a business services team of CPAs. Vergent is the most comprehensive Loan Management Software on the market, encompassing the entire loan life cycle, including underwriting, loan origination and servicing.

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Transform Your World.

Vergent delivers web-based software solutions, offering speed, customization and database management not possible on legacy systems. You can access it anywhere, anytime, from any device, in real time.

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Vergent is designed for lenders that operate online or have many brick-and-mortar locations.

  • Consumer Lending
  • Installment Lending
  • Flex Loans
  • Lines of Credit
  • Retail Portal
  • Title Lending
  • Deferred Presentment
  • And more…


Vergent makes it easy to
keep in touch with your customers through a variety of communication channels.

  • Branded Mobile Apps
  • Customer Portal
  • Automated Marketing and Account Management Campaigns
  • Two-Way Texting
  • Inter-Office Messaging
  • Online API
  • Third-Party Marketing Partners


Vergent makes managing and documenting compliance worry-free and, in many cases, automatic.

  • Auto Decision Making
  • Employee Auditing
  • Automated Regulatory Compliance
  • State Compliance Reporting
  • Employee Management Controls
  • Robust Accounting Interface
  • Compliance Audit Trail
  • Third-Party Compliance Partners


Vergent offers automated tasks, alerts and reports that make it easier than ever to collect payments.

  • Automated Call Queue
  • Appointment Reminders
  • Legal Management
  • Garnishment Tracking
  • Advanced Central Collections
  • Automated Payment Processing
  • Automated Text Collections
  • Analytical Collections Reporting

Vergent’s scalability allows you to efficiently service all clients, whether you have a single store or a corporation with thousands of locations.


Extraordinary Support

We know that the number-one need for customers is top-notch support. We provide the customer care you require to keep your business operating smoothly.

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  • "Love love love having Vergent's presence after a big release. Vergent LMS is what I use as an example of a true business partner. Seriously. I'm searching for a partner in another area and I use your behaviors as examples of what I expect. Thank you for setting the bar higher for everyone."
    Jerald Horner
    CIO | TMX Finance Family of Companies
  • “Vergent is the industry standard for a good reason: You. Because of your needs, we never stop innovating, improving and adding to this software.”
    Scott Putnam
    CEO | Vergent Loan Management Software
  • “Our technical culture is built upon in-depth process knowledge, excellence in creating solutions and getting it right for the customer right at the start.”
    Terry Freeze
    COO | Vergent Loan Management Software